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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,126 | $82,324-11.2% | $68,803+6.3% | $134,545-45.6% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | 69.51% | -2.17%+71.7pp | -6.37%+75.9pp | 418.37%-348.9pp |
| Employer contribution / active EE | $542 | $3,302-83.6% | $2,656-79.6% | $4,742-88.6% |
| Participant deferral / active EE | $8,846 | $4,740+86.6% | $3,942+124.4% | $6,401+38.2% |
| Admin fee / account holder | $4,407 | $6,485-32.0% | $4,936-10.7% | $11,431-61.4% |