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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,948 | $109,908-83.7% | $97,161-81.5% | $145,978-87.7% |
| Participation rate | 85.7% | 75.9%+9.8pp | 72.7%+13.0pp | 80.3%+5.4pp |
| Annual return | 12.83% | 243.80%-231.0pp | 75.36%-62.5pp | 550.52%-537.7pp |
| Employer contribution / active EE | $989 | $3,077-67.9% | $2,723-63.7% | $4,662-78.8% |
| Participant deferral / active EE | $2,355 | $4,679-49.7% | $4,265-44.8% | $6,690-64.8% |
| Admin fee / account holder | $302 | $6,213-95.1% | $5,647-94.7% | $13,400-97.7% |