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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,094 | $127,387-93.6% | $115,038-93.0% | $125,389-93.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.51% | 31.28%-33.8pp | 26.14%-28.6pp | 282.24%-284.7pp |
| Employer contribution / active EE | $1,791 | $5,166-65.3% | $4,608-61.1% | $4,866-63.2% |
| Participant deferral / active EE | $3,590 | $6,423-44.1% | $6,026-40.4% | $5,352-32.9% |
| Admin fee / account holder | $3,326 | $9,516-65.1% | $8,175-59.3% | $9,541-65.1% |