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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,367 | $58,851-9.3% | $115,167-53.7% | $72,976-26.9% |
| Participation rate | 51.2% | 65.5%-14.4pp | 75.9%-24.7pp | 69.5%-18.3pp |
| Annual return | 23.44% | 23.16%+0.3pp | 35.60%-12.2pp | 81.02%-57.6pp |
| Employer contribution / active EE | $895 | $1,798-50.2% | $3,179-71.8% | $2,440-63.3% |
| Participant deferral / active EE | $3,548 | $2,643+34.3% | $4,169-14.9% | $3,608-1.6% |
| Admin fee / account holder | $234 | $6,370-96.3% | $7,089-96.7% | $5,124-95.4% |