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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,575 | $72,396-70.2% | $67,511-68.0% | $145,959-85.2% |
| Participation rate | 41.7% | 76.9%-35.2pp | 72.9%-31.2pp | 80.3%-38.6pp |
| Annual return | 12.54% | 7194.07%-7181.5pp | 3517.41%-3504.9pp | 561.95%-549.4pp |
| Employer contribution / active EE | $1,643 | $3,071-46.5% | $2,733-39.9% | $4,661-64.8% |
| Participant deferral / active EE | $2,015 | $4,781-57.9% | $4,000-49.6% | $6,689-69.9% |
| Admin fee / account holder | $17,135 | $5,538+209.4% | $3,999+328.5% | $13,398+27.9% |