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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,575 | $72,426-70.2% | $67,560-68.1% | $145,897-85.2% |
| Participation rate | 41.7% | 76.9%-35.2pp | 72.9%-31.3pp | 80.3%-38.6pp |
| Annual return | 12.54% | 7226.78%-7214.2pp | 3533.50%-3521.0pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,643 | $3,074-46.6% | $2,737-40.0% | $4,663-64.8% |
| Participant deferral / active EE | $2,015 | $4,785-57.9% | $4,004-49.7% | $6,689-69.9% |
| Admin fee / account holder | $17,135 | $5,514+210.7% | $3,994+329.0% | $13,390+28.0% |