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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,900 | $197,603-49.4% | $177,827-43.8% | $158,950-37.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 29.63% | 58.76%-29.1pp | 48.32%-18.7pp | 302.91%-273.3pp |
| Employer contribution / active EE | $5,166 | $6,698-22.9% | $5,918-12.7% | $4,762+8.5% |
| Participant deferral / active EE | $15,000 | $8,404+78.5% | $7,713+94.5% | $5,983+150.7% |
| Admin fee / account holder | $336 | $15,402-97.8% | $12,429-97.3% | $11,248-97.0% |