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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,900 | $197,625-49.4% | $177,840-43.8% | $158,966-37.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 29.63% | 58.76%-29.1pp | 48.32%-18.7pp | 302.95%-273.3pp |
| Employer contribution / active EE | $5,166 | $6,698-22.9% | $5,919-12.7% | $4,762+8.5% |
| Participant deferral / active EE | $15,000 | $8,405+78.5% | $7,714+94.5% | $5,983+150.7% |
| Admin fee / account holder | $336 | $15,405-97.8% | $12,431-97.3% | $11,250-97.0% |