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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,117 | $148,623-69.0% | $135,974-66.1% | $139,466-66.9% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 20.35% | 79.30%-58.9pp | 68.30%-48.0pp | 373.66%-353.3pp |
| Employer contribution / active EE | $2,689 | $5,246-48.7% | $4,859-44.6% | $4,754-43.4% |
| Participant deferral / active EE | $8,669 | $8,103+7.0% | $7,760+11.7% | $6,712+29.2% |
| Admin fee / account holder | $1,658 | $12,406-86.6% | $10,767-84.6% | $11,409-85.5% |