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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,912 | $165,381-80.7% | $149,730-78.7% | $158,966-79.9% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 83.57% | 348.29%-264.7pp | 276.70%-193.1pp | 302.95%-219.4pp |
| Employer contribution / active EE | $3,170 | $5,104-37.9% | $4,645-31.8% | $4,762-33.4% |
| Participant deferral / active EE | $5,016 | $7,182-30.2% | $6,843-26.7% | $5,983-16.2% |
| Admin fee / account holder | $1,810 | $10,809-83.3% | $9,310-80.6% | $11,250-83.9% |