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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,467 | $127,296+59.8% | $109,907+85.1% | $167,536+21.4% |
| Participation rate | 25.0% | 77.9%-52.9pp | 74.2%-49.2pp | 82.1%-57.1pp |
| Annual return | 16.31% | 22.97%-6.7pp | 29.46%-13.2pp | 478.82%-462.5pp |
| Employer contribution / active EE | $1,933 | $3,325-41.9% | $2,844-32.0% | $4,839-60.0% |
| Participant deferral / active EE | $4,333 | $4,513-4.0% | $4,047+7.1% | $6,342-31.7% |
| Admin fee / account holder | $0 | $7,119-100.0% | $6,069-100.0% | $12,315-100.0% |