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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,717 | $117,444-43.2% | $99,479-32.9% | $152,909-56.4% |
| Participation rate | 23.1% | 77.5%-54.5pp | 73.8%-50.8pp | 82.5%-59.4pp |
| Annual return | 24.96% | 31.87%-6.9pp | 30.72%-5.8pp | 345.46%-320.5pp |
| Employer contribution / active EE | $1,923 | $3,014-36.2% | $2,540-24.3% | $4,764-59.6% |
| Participant deferral / active EE | $4,046 | $4,086-1.0% | $3,619+11.8% | $5,851-30.9% |
| Admin fee / account holder | $0 | $7,635-100.0% | $6,253-100.0% | $11,601-100.0% |