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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,890 | $110,093+184.2% | $97,295+221.6% | $145,897+114.5% |
| Participation rate | 18.8% | 75.9%-57.2pp | 72.7%-53.9pp | 80.3%-61.6pp |
| Annual return | 12.77% | 244.76%-232.0pp | 75.62%-62.8pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,725 | $3,077-43.9% | $2,723-36.6% | $4,663-63.0% |
| Participant deferral / active EE | $3,813 | $4,678-18.5% | $4,264-10.6% | $6,689-43.0% |
| Admin fee / account holder | $0 | $6,212-100.0% | $5,646-100.0% | $13,390-100.0% |