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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,890 | $109,967+184.5% | $97,197+221.9% | $145,877+114.5% |
| Participation rate | 18.8% | 76.0%-57.2pp | 72.7%-53.9pp | 80.3%-61.6pp |
| Annual return | 12.77% | 244.27%-231.5pp | 75.47%-62.7pp | 551.28%-538.5pp |
| Employer contribution / active EE | $1,725 | $3,077-43.9% | $2,723-36.6% | $4,663-63.0% |
| Participant deferral / active EE | $3,813 | $4,676-18.5% | $4,263-10.6% | $6,691-43.0% |
| Admin fee / account holder | $0 | $6,199-100.0% | $5,637-100.0% | $13,402-100.0% |