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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,751 | $185,883+18.2% | $170,043+29.2% | $139,466+57.6% |
| Participation rate | 66.7% | 87.8%-21.1pp | 87.0%-20.3pp | 80.3%-13.7pp |
| Annual return | 19.25% | 60.54%-41.3pp | 53.40%-34.2pp | 373.66%-354.4pp |
| Employer contribution / active EE | $29,000 | $7,596+281.8% | $6,790+327.1% | $4,754+510.0% |
| Participant deferral / active EE | $20,000 | $11,626+72.0% | $10,410+92.1% | $6,712+198.0% |
| Admin fee / account holder | $0 | $15,393-100.0% | $12,824-100.0% | $11,409-100.0% |