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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,644 | $167,533-26.8% | $151,645-19.1% | $134,545-8.8% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | -15.07% | 7.81%-22.9pp | 3.34%-18.4pp | 418.37%-433.4pp |
| Employer contribution / active EE | $27,000 | $6,828+295.4% | $6,165+337.9% | $4,742+469.4% |
| Participant deferral / active EE | $18,000 | $8,985+100.3% | $8,363+115.2% | $6,401+181.2% |
| Admin fee / account holder | $0 | $13,781-100.0% | $11,614-100.0% | $11,431-100.0% |