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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $237,501 |
STABLEFORD CAPITAL1 year Service code 27 · EIN 81-4441355 | Advisory (Plan) | $48,744 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,195 | $40,113-89.5% | $84,021-95.0% | $77,775-94.6% |
| Participation rate | 88.2% | 62.8%+25.4pp | 69.0%+19.2pp | 73.2%+15.0pp |
| Annual return | 33.83% | 23.27%+10.6pp | 71.32%-37.5pp | 32.58%+1.3pp |
| Employer contribution / active EE | $334 | $847-60.5% | $1,984-83.2% | $2,504-86.7% |
| Participant deferral / active EE | $1,364 | $2,030-32.8% | $3,239-57.9% | $3,966-65.6% |
| Admin fee / account holder | $87 | $92-4.8% | $6,102-98.6% | $100-12.8% |