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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,895 | $63,471-75.0% | $68,808-76.9% | $66,938-76.3% |
| Participation rate | 49.3% | 60.0%-10.7pp | 69.0%-19.7pp | 69.8%-20.5pp |
| Annual return | -25.67% | -8.29%-17.4pp | -6.37%-19.3pp | 1.58%-27.3pp |
| Employer contribution / active EE | $1,867 | $1,776+5.1% | $2,656-29.7% | $2,545-26.7% |
| Participant deferral / active EE | $3,201 | $2,946+8.6% | $3,942-18.8% | $4,238-24.5% |
| Admin fee / account holder | $228 | $578-60.6% | $4,936-95.4% | $594-61.6% |