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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,284 | $98,776-88.6% | $149,745-92.5% | $79,856-85.9% |
| Participation rate | 80.5% | 75.8%+4.7pp | 82.5%-2.0pp | 69.6%+10.8pp |
| Annual return | 18.57% | 27.38%-8.8pp | 276.72%-258.2pp | 31.71%-13.1pp |
| Employer contribution / active EE | $2,609 | $3,217-18.9% | $4,646-43.8% | $2,471+5.6% |
| Participant deferral / active EE | $4,124 | $5,681-27.4% | $6,843-39.7% | $3,741+10.3% |
| Admin fee / account holder | $1,577 | $6,053-73.9% | $9,312-83.1% | $5,306-70.3% |