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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,448 | $183,592-59.4% | $155,574-52.1% | $145,877-49.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 12.84% | 61.37%-48.5pp | 64.87%-52.0pp | 551.28%-538.4pp |
| Employer contribution / active EE | $3,773 | $5,317-29.0% | $4,676-19.3% | $4,663-19.1% |
| Participant deferral / active EE | $8,834 | $6,466+36.6% | $5,629+56.9% | $6,691+32.0% |
| Admin fee / account holder | $301 | $19,316-98.4% | $15,914-98.1% | $13,402-97.8% |