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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,665 | $175,231-67.7% | $149,696-62.1% | $139,466-59.4% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 17.32% | 166.77%-149.5pp | 134.46%-117.1pp | 373.66%-356.3pp |
| Employer contribution / active EE | $3,749 | $5,478-31.6% | $4,821-22.2% | $4,754-21.1% |
| Participant deferral / active EE | $7,276 | $6,521+11.6% | $5,682+28.1% | $6,712+8.4% |
| Admin fee / account holder | $2,675 | $16,155-83.4% | $13,212-79.8% | $11,409-76.6% |