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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,525 | $129,959-87.3% | $104,301-84.2% | $134,532-87.7% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -18.04% | 42.04%-60.1pp | 24.61%-42.7pp | 418.27%-436.3pp |
| Employer contribution / active EE | $2,938 | $4,185-29.8% | $3,373-12.9% | $4,741-38.0% |
| Participant deferral / active EE | $4,909 | $5,589-12.2% | $4,626+6.1% | $6,401-23.3% |
| Admin fee / account holder | $1,495 | $9,325-84.0% | $7,340-79.6% | $11,429-86.9% |