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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,373 | $138,114-61.4% | $125,391-57.4% | $134,545-60.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 81.02% | 750.88%-669.9pp | 572.41%-491.4pp | 418.37%-337.4pp |
| Employer contribution / active EE | $7,160 | $5,246+36.5% | $4,816+48.7% | $4,742+51.0% |
| Participant deferral / active EE | $10,137 | $7,801+29.9% | $7,448+36.1% | $6,401+58.4% |
| Admin fee / account holder | $2,235 | $11,570-80.7% | $10,009-77.7% | $11,431-80.4% |