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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,794 | $138,076-83.5% | $123,553-81.6% | $135,380-83.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.88% | 153.70%-159.6pp | 119.21%-125.1pp | 519.81%-525.7pp |
| Employer contribution / active EE | $10,506 | $5,152+103.9% | $4,628+127.0% | $4,779+119.8% |
| Participant deferral / active EE | $6,225 | $6,800-8.5% | $6,426-3.1% | $5,609+11.0% |
| Admin fee / account holder | $691 | $10,917-93.7% | $9,284-92.6% | $10,828-93.6% |