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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,097 | $115,225-63.5% | $100,712-58.2% | $138,895-69.7% |
| Participation rate | 42.9% | 74.3%-31.5pp | 69.3%-26.4pp | 79.9%-37.1pp |
| Annual return | 13.71% | 40.35%-26.6pp | 33.27%-19.6pp | 145.39%-131.7pp |
| Employer contribution / active EE | $1,195 | $2,771-56.9% | $2,313-48.3% | $4,194-71.5% |
| Participant deferral / active EE | $4,659 | $4,699-0.9% | $4,085+14.0% | $6,396-27.2% |
| Admin fee / account holder | $27 | $10,844-99.8% | $9,256-99.7% | $12,562-99.8% |