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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,140 | $175,259-72.5% | $149,723-67.8% | $139,487-65.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.04% | 166.82%-153.8pp | 134.50%-121.5pp | 373.84%-360.8pp |
| Employer contribution / active EE | $10,339 | $5,478+88.7% | $4,821+114.4% | $4,755+117.4% |
| Participant deferral / active EE | $6,925 | $6,522+6.2% | $5,682+21.9% | $6,713+3.2% |
| Admin fee / account holder | $491 | $16,158-97.0% | $13,215-96.3% | $11,407-95.7% |