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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,581 | $217,432-88.7% | $185,851-86.8% | $167,553-85.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.11% | 148.43%-135.3pp | 122.11%-109.0pp | 478.89%-465.8pp |
| Employer contribution / active EE | $14,203 | $5,874+141.8% | $5,168+174.8% | $4,840+193.5% |
| Participant deferral / active EE | $2,595 | $6,357-59.2% | $5,569-53.4% | $6,343-59.1% |
| Admin fee / account holder | $5,576 | $19,820-71.9% | $16,245-65.7% | $12,316-54.7% |