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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $34,779 |
S B H U LIFE AGENCY INC1 year Service code 49 · EIN 13-2896238 | Other Services | $17,663 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,120 | $80,985-30.7% | $96,576-41.9% | $75,181-25.4% |
| Participation rate | 77.9% | 71.8%+6.1pp | 76.0%+1.9pp | 67.2%+10.7pp |
| Annual return | 14.74% | 27.05%-12.3pp | 25.87%-11.1pp | 160.69%-145.9pp |
| Employer contribution / active EE | $1,465 | $2,282-35.8% | $2,965-50.6% | $2,671-45.2% |
| Participant deferral / active EE | $2,491 | $3,929-36.6% | $4,851-48.7% | $4,126-39.6% |
| Admin fee / account holder | $414 | $6,719-93.8% | $8,253-95.0% | $5,650-92.7% |