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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,612 | $138,078-25.7% | $125,363-18.1% | $134,509-23.7% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -20.93% | 750.49%-771.4pp | 572.15%-593.1pp | 418.13%-439.1pp |
| Employer contribution / active EE | $3,587 | $5,245-31.6% | $4,815-25.5% | $4,741-24.3% |
| Participant deferral / active EE | $14,015 | $7,800+79.7% | $7,447+88.2% | $6,400+119.0% |
| Admin fee / account holder | $22,810 | $11,566+97.2% | $10,005+128.0% | $11,427+99.6% |