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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,469 | $118,869-92.9% | $96,575-91.2% | $167,518-94.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 172.31% | 50.49%+121.8pp | 37.79%+134.5pp | 478.71%-306.4pp |
| Employer contribution / active EE | $1,828 | $3,120-41.4% | $2,357-22.4% | $4,838-62.2% |
| Participant deferral / active EE | $9,621 | $4,616+108.4% | $3,849+150.0% | $6,342+51.7% |
| Admin fee / account holder | $38,202 | $8,067+373.5% | $6,182+517.9% | $12,312+210.3% |