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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,079 | $105,960-49.0% | $81,726-33.8% | $158,982-66.0% |
| Participation rate | 76.5% | 75.6%+0.9pp | 72.0%+4.5pp | 82.0%-5.5pp |
| Annual return | 175.27% | 38.19%+137.1pp | 29.49%+145.8pp | 302.99%-127.7pp |
| Employer contribution / active EE | $1,336 | $7,805-82.9% | $4,311-69.0% | $4,763-71.9% |
| Participant deferral / active EE | $2,021 | $13,011-84.5% | $7,108-71.6% | $5,983-66.2% |
| Admin fee / account holder | $947 | $8,494-88.9% | $5,160-81.7% | $11,252-91.6% |