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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,139 | $104,544-79.8% | $76,657-72.4% | $152,897-86.2% |
| Participation rate | 71.4% | 76.6%-5.2pp | 72.1%-0.7pp | 82.5%-11.0pp |
| Annual return | 24.69% | 1014.36%-989.7pp | 1166.74%-1142.0pp | 345.43%-320.7pp |
| Employer contribution / active EE | $980 | $3,118-68.6% | $2,303-57.4% | $4,764-79.4% |
| Participant deferral / active EE | $4,137 | $4,236-2.3% | $3,335+24.0% | $5,851-29.3% |
| Admin fee / account holder | $1,033 | $12,286-91.6% | $6,423-83.9% | $11,599-91.1% |