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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,366 | $135,956-58.5% | $123,894-54.5% | $273,972-79.4% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 16.16% | 56.63%-40.5pp | 47.52%-31.4pp | 41.46%-25.3pp |
| Employer contribution / active EE | $1,667 | $5,170-67.8% | $4,617-63.9% | $4,869-65.8% |
| Participant deferral / active EE | $8,350 | $6,343+31.6% | $5,984+39.5% | $5,287+57.9% |
| Admin fee / account holder | $86 | $9,817-99.1% | $8,357-99.0% | $10,133-99.2% |