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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,353 | $160,028-79.2% | $147,080-77.3% | $145,884-77.1% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 22.31% | 98.60%-76.3pp | 420.17%-397.9pp | 551.85%-529.5pp |
| Employer contribution / active EE | $1,111 | $5,286-79.0% | $4,933-77.5% | $4,662-76.2% |
| Participant deferral / active EE | $6,974 | $8,422-17.2% | $8,066-13.5% | $6,690+4.3% |
| Admin fee / account holder | $3,869 | $15,030-74.3% | $12,989-70.2% | $13,392-71.1% |