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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,893 | $176,105-91.5% | $159,474-90.7% | $167,536-91.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 24.24% | 331.91%-307.7pp | 263.68%-239.4pp | 478.82%-454.6pp |
| Employer contribution / active EE | $2,295 | $5,299-56.7% | $4,831-52.5% | $4,839-52.6% |
| Participant deferral / active EE | $7,195 | $7,751-7.2% | $7,353-2.2% | $6,342+13.4% |
| Admin fee / account holder | $543 | $12,559-95.7% | $10,802-95.0% | $12,315-95.6% |