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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,156 | $135,645-61.5% | $110,243-52.7% | $135,380-61.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -11.06% | 513.24%-524.3pp | 314.76%-325.8pp | 519.81%-530.9pp |
| Employer contribution / active EE | $11,018 | $4,907+124.6% | $3,827+187.9% | $4,779+130.6% |
| Participant deferral / active EE | $3,948 | $5,507-28.3% | $4,672-15.5% | $5,609-29.6% |
| Admin fee / account holder | $493 | $11,458-95.7% | $8,548-94.2% | $10,828-95.4% |