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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,323 | $93,589-45.2% | $135,942-62.2% | $75,181-31.7% |
| Participation rate | 91.2% | 75.2%+16.0pp | 81.9%+9.3pp | 67.2%+24.0pp |
| Annual return | 14.58% | 30.90%-16.3pp | 68.28%-53.7pp | 160.69%-146.1pp |
| Employer contribution / active EE | $5,439 | $3,537+53.8% | $4,858+12.0% | $2,671+103.7% |
| Participant deferral / active EE | $6,776 | $6,405+5.8% | $7,759-12.7% | $4,126+64.2% |
| Admin fee / account holder | $1,282 | $6,977-81.6% | $10,764-88.1% | $5,650-77.3% |