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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,734 | $165,399+6.2% | $149,745+17.4% | $158,982+10.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.42% | 348.34%-325.9pp | 276.72%-254.3pp | 302.99%-280.6pp |
| Employer contribution / active EE | $20,875 | $5,105+308.9% | $4,646+349.3% | $4,763+338.3% |
| Participant deferral / active EE | $15,048 | $7,183+109.5% | $6,843+119.9% | $5,983+151.5% |
| Admin fee / account holder | $3,179 | $10,811-70.6% | $9,312-65.9% | $11,252-71.7% |