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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,300 | $150,447-36.0% | $136,298-29.3% | $147,586-34.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 24.67% | 1049.15%-1024.5pp | 5156.27%-5131.6pp | 578.59%-553.9pp |
| Employer contribution / active EE | $19,094 | $5,256+263.3% | $4,696+306.6% | $4,876+291.6% |
| Participant deferral / active EE | $11,582 | $6,631+74.7% | $6,247+85.4% | $5,439+112.9% |
| Admin fee / account holder | $1,180 | $10,906-89.2% | $9,244-87.2% | $10,886-89.2% |