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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,549 | $100,805-38.0% | $86,698-27.9% | $134,532-53.5% |
| Participation rate | 90.0% | 79.0%+11.0pp | 76.6%+13.4pp | 81.2%+8.8pp |
| Annual return | -22.54% | 29.09%-51.6pp | 35.95%-58.5pp | 418.27%-440.8pp |
| Employer contribution / active EE | $2,543 | $3,490-27.1% | $2,837-10.4% | $4,741-46.4% |
| Participant deferral / active EE | $3,131 | $5,339-41.4% | $4,656-32.7% | $6,401-51.1% |
| Admin fee / account holder | $2,835 | $10,925-74.1% | $7,493-62.2% | $11,429-75.2% |