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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,856 | $55,930+198.3% | $76,089+119.3% | $80,925+106.2% |
| Participation rate | 97.4% | 62.1%+35.4pp | 69.1%+28.3pp | 67.7%+29.8pp |
| Annual return | 14.05% | 20.58%-6.5pp | 360.94%-346.9pp | 35.65%-21.6pp |
| Employer contribution / active EE | $8,059 | $1,866+331.8% | $2,690+199.6% | $2,756+192.4% |
| Participant deferral / active EE | $9,254 | $3,051+203.4% | $4,259+117.3% | $4,299+115.3% |
| Admin fee / account holder | $52,802 | $5,241+907.6% | $6,418+722.7% | $6,940+660.8% |