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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,948 | $103,392-62.3% | $87,104-55.3% | $152,897-74.5% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.9%+10.6pp | 82.5%+5.0pp |
| Annual return | 8.48% | 28.10%-19.6pp | 28.19%-19.7pp | 345.43%-336.9pp |
| Employer contribution / active EE | $1,234 | $3,221-61.7% | $2,521-51.1% | $4,764-74.1% |
| Participant deferral / active EE | $6,404 | $4,778+34.0% | $4,048+58.2% | $5,851+9.4% |
| Admin fee / account holder | $460 | $12,194-96.2% | $7,491-93.9% | $11,599-96.0% |