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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,438 | $175,231-85.5% | $149,696-83.0% | $139,466-81.8% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 46.35% | 166.77%-120.4pp | 134.46%-88.1pp | 373.66%-327.3pp |
| Employer contribution / active EE | $1,392 | $5,478-74.6% | $4,821-71.1% | $4,754-70.7% |
| Participant deferral / active EE | $9,732 | $6,521+49.2% | $5,682+71.3% | $6,712+45.0% |
| Admin fee / account holder | $134 | $16,155-99.2% | $13,212-99.0% | $11,409-98.8% |