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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,291 | $213,785-11.0% | $185,441+2.6% | $155,188+22.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 16.07% | 19.97%-3.9pp | 20.16%-4.1pp | 148.84%-132.8pp |
| Employer contribution / active EE | $1,818 | $5,393-66.3% | $4,672-61.1% | $4,248-57.2% |
| Participant deferral / active EE | $10,172 | $6,864+48.2% | $6,152+65.4% | $6,531+55.7% |
| Admin fee / account holder | $11,188 | $21,134-47.1% | $17,890-37.5% | $14,480-22.7% |