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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,711 | $152,619-23.5% | $125,195-6.8% | $152,909-23.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.34% | 54.85%-31.5pp | 43.79%-20.5pp | 345.46%-322.1pp |
| Employer contribution / active EE | $1,083 | $4,947-78.1% | $3,866-72.0% | $4,764-77.3% |
| Participant deferral / active EE | $4,783 | $5,869-18.5% | $4,937-3.1% | $5,851-18.3% |
| Admin fee / account holder | $1,196 | $13,437-91.1% | $9,704-87.7% | $11,601-89.7% |