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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,425 | $138,078-90.3% | $125,363-89.3% | $134,509-90.0% |
| Participation rate | 70.0% | 84.5%-14.5pp | 82.4%-12.4pp | 81.2%-11.2pp |
| Annual return | -20.54% | 750.49%-771.0pp | 572.15%-592.7pp | 418.13%-438.7pp |
| Employer contribution / active EE | $2,670 | $5,245-49.1% | $4,815-44.5% | $4,741-43.7% |
| Participant deferral / active EE | $3,167 | $7,800-59.4% | $7,447-57.5% | $6,400-50.5% |
| Admin fee / account holder | $1,101 | $11,566-90.5% | $10,005-89.0% | $11,427-90.4% |