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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,634 | $157,276-86.2% | $141,177-84.7% | $152,885-85.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 36.86% | 64.33%-27.5pp | 71.40%-34.5pp | 345.39%-308.5pp |
| Employer contribution / active EE | $5,420 | $5,262+3.0% | $4,736+14.4% | $4,763+13.8% |
| Participant deferral / active EE | $8,658 | $7,110+21.8% | $6,710+29.0% | $5,851+48.0% |
| Admin fee / account holder | $1,810 | $12,123-85.1% | $10,263-82.4% | $11,598-84.4% |