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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,164 | $93,098-76.2% | $77,081-71.2% | $134,509-83.5% |
| Participation rate | 23.5% | 74.5%-51.0pp | 67.9%-44.4pp | 81.2%-57.7pp |
| Annual return | 158.66% | 62.63%+96.0pp | 42.33%+116.3pp | 418.13%-259.5pp |
| Employer contribution / active EE | $759 | $3,419-77.8% | $2,813-73.0% | $4,741-84.0% |
| Participant deferral / active EE | $1,262 | $5,239-75.9% | $4,428-71.5% | $6,400-80.3% |
| Admin fee / account holder | $0 | $6,945-100.0% | $5,427-100.0% | $11,427-100.0% |