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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,455 | $64,729-29.8% | $112,263-59.5% | $68,490-33.6% |
| Participation rate | 28.6% | 67.2%-38.6pp | 75.1%-46.5pp | 67.9%-39.3pp |
| Annual return | -18.99% | -11.40%-7.6pp | 27.49%-46.5pp | -7.85%-11.1pp |
| Employer contribution / active EE | $1,333 | $2,746-51.5% | $3,636-63.4% | $2,597-48.7% |
| Participant deferral / active EE | $2,400 | $3,566-32.7% | $4,729-49.3% | $4,028-40.4% |
| Admin fee / account holder | $2,761 | $5,222-47.1% | $6,410-56.9% | $5,403-48.9% |