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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,236 | $78,670-17.1% | $109,173-40.2% | $85,847-24.0% |
| Participation rate | 23.9% | 68.3%-44.4pp | 75.9%-52.0pp | 69.3%-45.5pp |
| Annual return | 16.93% | 25.09%-8.2pp | 25.75%-8.8pp | 318.61%-301.7pp |
| Employer contribution / active EE | $1,078 | $2,734-60.6% | $3,723-71.1% | $2,565-58.0% |
| Participant deferral / active EE | $1,987 | $3,467-42.7% | $4,654-57.3% | $3,952-49.7% |
| Admin fee / account holder | $1,711 | $5,469-68.7% | $6,755-74.7% | $6,261-72.7% |