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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,298 | $39,162-55.8% | $100,671-82.8% | $59,633-71.0% |
| Participation rate | 100.0% | 55.9%+44.1pp | 70.7%+29.3pp | 68.7%+31.3pp |
| Annual return | -5.08% | 21.07%-26.2pp | 20.43%-25.5pp | 2041.45%-2046.5pp |
| Employer contribution / active EE | $1,426 | $1,151+24.0% | $4,012-64.5% | $2,203-35.2% |
| Participant deferral / active EE | $2,996 | $1,992+50.4% | $3,144-4.7% | $3,192-6.1% |
| Admin fee / account holder | $1,470 | $2,969-50.5% | $4,850-69.7% | $4,297-65.8% |