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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,547 | $74,535-92.6% | $100,712-94.5% | $82,637-93.3% |
| Participation rate | 76.9% | 61.2%+15.7pp | 69.3%+7.6pp | 68.1%+8.9pp |
| Annual return | 17.30% | 18.92%-1.6pp | 33.27%-16.0pp | 53.51%-36.2pp |
| Employer contribution / active EE | $856 | $1,503-43.0% | $2,313-63.0% | $2,552-66.5% |
| Participant deferral / active EE | $1,407 | $3,074-54.2% | $4,085-65.6% | $4,126-65.9% |
| Admin fee / account holder | $552 | $6,576-91.6% | $9,256-94.0% | $7,339-92.5% |