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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,269 | $103,387-51.4% | $87,102-42.3% | $152,885-67.1% |
| Participation rate | 61.5% | 79.4%-17.8pp | 76.9%-15.3pp | 82.5%-20.9pp |
| Annual return | 21.82% | 28.10%-6.3pp | 28.19%-6.4pp | 345.39%-323.6pp |
| Employer contribution / active EE | $2,971 | $3,221-7.7% | $2,521+17.9% | $4,763-37.6% |
| Participant deferral / active EE | $6,545 | $4,778+37.0% | $4,048+61.7% | $5,851+11.9% |
| Admin fee / account holder | $199 | $12,193-98.4% | $7,491-97.3% | $11,598-98.3% |